A $10,000 First Home Owner Grant could be available when you buy or build your first new home in Melbourne, Victoria. Our expert local New Homes Consultants Laura Gould will make your dream home a reality with impressive home designs and features to suit your budget and lifestyle. Fairhaven Homes offers a range of house and land packages in Melbourne, Geelong and Gippsland area. Our brokers can guide you through all the options to secure the best loan. With a comprehensive range of G. Northwest Sydney Southwest Sydney Western Sydney Northern Sydney Central West NSW Illawarra Shoalhaven NSW Central Coast NSW Hunter. Our range of builders and home designs mean that you can build a new home and find the right. While tourists might flock to it for its Open Range Zoo or the amazing Werribee Park, with its mansion, day spa and Shadowfax Winery, residents like its prime shopping, plentiful schools, parks and easy beach access. Bendigo’s relative affordability compared to Melbourne, coupled with a strong community vibe makes it an idyllic location for families. new home designs, land and house and land packages direct to you. At Cedar Woods we strive to create quality homes, workplaces and communities that people are proud of. *6. If you are buying a block that is very. Find your first home on iBuyNew. The scheme will support thousands of Victorians to enter home ownership. With our 6 steps process of building a home in Melbourne, house buyers get their dream home easily and quickly at competitive price. Skip to content. Buying the land is a standard real estate transaction where you’ll get a regular mortgage. 4 2 2 350 m2. Buying the land is a standard real estate transaction with a regular mortgage. Block Width 10m - 16m. Actually, there are two simple types of house and land packages first are where you Select a block of land along with a design of the home you like from the collection Catered by the developer. Homebuyers Centre is a leading home builder in Regional Victoria. Get Started with One of The Leading Building Companies in Melbourne, VIC. Best of all, when you choose an eligible house and land package, we can provide you with a fixed price quote, before you pay any money. Overview of a House and Land Package in Melbourne . Start building today to receive over. Whether you’re a young working professional looking for your new first home or have a young family, you’ll find competitively priced home designs that. We take the grunt work out of locating a high-quality block of land with exclusive access to new sites from our partnerships with local developers and builders. The $20,000 regional First Home Owner Grant ended on 30 June 2021. More Info. to provide our clients with more options, better prices, clear instructions, and traditional human service. 2. House and Land Packages For Sale in Victoria. So, if you are witnessing the term House and land package Melbourne, make sure that you have caught the right meaning of the phrase. How iBuildNew Can Help. a. Packages. There are many benefits of new house and land packages for first home buyers and investors. But money can be scary, and it’s usually what gets in the way of buying your first home. This means that there may be two contracts and two loans involved, although the loans may be bundled together by your lender. From Ballarat to Bendigo and Echuca to Melbourne, we’ll help you find the right location and home for your needs. Contact us today and start building your dream home. Both options could be a very affordable way to enjoy the benefits of a new home. Metro & Regional. For the most part, house and land packages are generally offered by developers. Proposed Train Station. House Size 11sq - 46sq. KiwiSaver Withdrawal, First Home Grant, First Home Loans & other help for First Home Buyers; First Home Partner from Kainga Ora; All you need to know about low deposit loans; Budgeting & Saving; 6 Tips To Help You Save Your First Home Deposit; Take control of your money and make owning a home your reality; Home loan pre-approval. $617. 10,000 homes constructed in more than a decade. 2. 2. Lot 809 Leith Road (Key West), THORNHILL PARK VIC 3335 Australia. Next slide. Located 29km west of Melbourne CBD in Aintree (formerly Rockbank), Woodlea Estate has become one of Melbourne’s most sought-after residential communities. Terms & Conditions apply. Gardner home designs and the ability to customise our plans to suit your lifestyle, we can tailor the house to your expectations. View our wide range of wonderful new designs and plans, find a great deal and get the keys to your home fast! Hotondo Homes offer a large range of house and land packages across Australia. 273m 2. When it comes to sourcing house and land packages in Melbourne, your best starting point is an estate. Boutique Homes is pleased to have an established team of expert builders to deliver exceptional house and land packages and new home builds in Melbourne’s North and its surrounding suburbs, including Craigieburn, Wollert, Kalkallo and Mickleham. We believe in creating stylish, modern homes at great value, and designed to be enjoyed. The first option is often referred to as a ‘turn-key’ house and land package, where all costs are accounted for and minimal input is required by the home-buyer. Exclusive house and land packages for First Home Buyers. $ 468,000. Whether you’re building with our EasyLiving Series, T-Range or Affinity Collection, you’ll be impressed. 2. Close to 5 shopping. House designs. Our building partners are ready to bring your dream home and connected community to life. Return to top. Step 2: Select your perfect house and floor plan. Step 2: Pick your dream house and pair with land. A Melbourne no or low deposit home loan is a perfect solution for first home buyers, those who’ve owned before and investors alike. Step one involves buying the land component and buying the house. Learn more. Speak to the Orbit Homes Finance Team. 85-87 SEWELLS ROAD, TARNEIT, VIC 3029 From $309,100. House and Land. With a clear focus on quality and affordability, we offer fixed-price packages, ensuring transparency and peace of mind throughout the process. Our Sales Centre is open for walk-ins, no appointment needed. Sort: Most relevant. Check out our range of packages today! First home owner – essential information Before you buy your first home, here are some essential facts you need to know. 2. After pre-approval, it’s a good idea to find and reserve the land you are purchasing while you. Our house & land packages are here to make finding your dream home in your dream location easy. Mimosa Homes focuses on building the best quality new homes in Melbourne's West, North, South East & Geelong regions. Being a first home buyer🏘️ can be pretty overwhelming. Start with a new home from a trusted builder today!A house and land package is a great option for first-time buyers looking to enter the property market. Lot 603 Vizals Street (Sapphire Estate), Cranbourne East, Vic 3977. 5 Baths. PRE-QUALIFICATION FORM. Choosing between home designs is all about the lifestyle you want to lead. Our affordable house and land packages are the perfect choice for first home buyers in Melbourne’s northern and western suburbs. Our house and land packages are within designated building zones like Metro Melbourne, Geelong, Bendigo, Ballarat, and Gippsland. Whether you. 2 If you combine the house and land of $790,000 that’s still $396,518 below Sydney’s median. CONDITIONS AND ELIGIBILITY CRITERIA APPLY. 6 from 1489 Reviews 2023 & 2022 awards winner. 2. Overall, a house and land package can provide an excellent solution for those searching for a hassle-free home building experience. What’s Available To First Home Buyers & Home Builders Alike. Our Melbourne, Geelong and greater Victoria house and land packages make buying a new home easy. First home buyers won’t have to pay stamp duty for new or established homes bought for $600,000 or less – which can mean a saving of over $31,000 for a $600,000 house. Hotondo Homes can work with you to tailor a package that will tick all the right boxes, right down to the finest detail. House & land packages in Melbourne Homebuyers Centre house and land Packages include your block of land, and a home design to fit. Thornhill Park VIC 3335. Build a life you love. 7 Complete settlement. Browse the Orbit Homes House and Land Package range. 26% p. Land/Home Options. 4 per cent of the dutiable value in excess of $25,000. $0 - $25,000. Home Designs; Land; Packages; Request a Callback. Without the off-the-plan concession, David would pay land transfer duty on $740,000, with the amount of duty calculated after applying the first home buyer concession. Contact Agent Linton Mudie 0417254061. Designs. Speak to a New Homes Consultant for details. No1 Property Guide helps renters escape the rental nightmare and move into their own homes with Darren Walters’ no or low deposit new home system. Approx. We have a huge range in our new apartment, new home design, house and land package, builder, land estate sections so you can build your brand new house. Our house and land packages in Melbourne are thoughtfully curated to provide you with a hassle-free and streamlined home-buying experience. A large number of value packed, quality home designs to choose from. As the name suggests, home and land packages merge home and land loans into one package to give an effective way to get the best. House and land packages in Melbourne can mean the choice of different facades. First-home buyers also get concessions or exemptions on stamp duty. 8 Take ownership of your home. Homebuyers Centre make owning your first home in Melbourne so much easier with our wide range of new house and land packages available across the state. Take away the stress of finding your own site to build and managing the. Viewing 26-50 of 653 house and land packages. Browse our award winning range of house and land packages now!new home designs, land and house and land packages direct to you. We’ll also help with any developer guidelines governing your land and home design. 2 Car spaces. View all home designs. Melbourne house and land packages. NEW HOME DESIGNS. Find your perfect house & land package. Last Name*. I'm leaning towards buying in an estate, as that seems to be all that is available in the areas I am looking at. Only one grant is payable per eligible transaction, so two. With over 50 years of combined experience in the WA building industry, we are the ultimate house and land specialists for first home builders in the Perth area. There are also smaller stamp duty concessions for homes purchased between $600,000 and $750,000, and for off-the-plan home purchases. Homebuyers Centre have been around since 1991 and have proudly helped over 60,000 first home buyers across Victoria and Western Australia get into their first home. Sell my house. We are the Tarneit house and land package specialists. Perfect for first home buyers and investors! Includes our huge list of standard. When buying any of these packages, an individual will choose a block of land that may be part of a larger tract of land bought by a developer and subdivided. au, ABN: 18 118 785 121) provides factual information, general advice and services on a range of financial products as a Corporate. Details. LOCK IN YOUR PRICE. I'm a first home buyer looking for land to build on or a house and land package. The convenience and affordability of a house and land package makes it the ideal option for first homebuyers and first-time investors alike. From $689,980*. “Assessing land for suitability can feel overwhelming and it’s easy to make. The first thing is to do your research and enquire about whether a house and land package is a suitable option for you and your family. This means you’ll know exactly what your inclusions are and how much it costs. If you’ve bought the land first and then are building your new home, you will have two contracts - one for your mortgage on the land and a construction loan for the build of the house. $945,900 - Few Lots Remain. Our goal is to make the process of buying a new home as simple and stress-free as possible and help you with anything you need to get you well on your way to home ownership. Ideal for first home buyer. The residents of Werribee are primarily established couples. Details. People building for the first time can benefit from a house and land package as it provides a clear idea of the total cost of building a home on a specific block of land. You can live in an affordable and modern home quicker with house & land packages and that is why this option is ideal for first home buyers and property investors. This would mean a new investment home worth about $250,000 with. House and land packages in Melbourne’s North West . > $25,000 - $130,000. 4 2 2 252 m2. Whether you already have land or are seeking a complete package, including house and land, we have the perfect solution to suit your needs. Package Inclusions: - Council and developer requirements - Up to 50% OFF Site Costs!! - Low Profile Roof tilesWe have a wide range of Town homes for sale in some of most well connected and leading communities throughout Melbourne, Regional Victoria and QLD. 1-25 of 3825 results. These house and land packages in Adelaide give you more for less. Brochure. Menu. 3. View Floorplan. Off-the-plan properties and house-and-land packages in Melbourne's high demand growth suburbs. Tanya. flexible design options and their complete. 3 Beds. Find Other Award. For a standard size block of land, you can typically borrow up to 95% of the property’s value. Unity Vista. Example of how the New Home Guarantee works. Whether you live in Melbourne, New South Wales, or Perth, or anywhere in Australia, there are single and double storey homes on blocks of land available. We’ve chosen the best blocks in the leading communities around Melbourne and packaged them with our perfect designs to create FIXED PRICE House & Land packages!Originally published by ELLEN LUTTON, NEWS EDITOR, AUG 26, 2019 Melbourne’s land market is showing signs of bottoming out as first-home buyers return to the market to take advantage of. First home owner’s can receive $10,000 if they are buying or building a new home valued up to $750,000. New. House and land packages are designed for first home buyers or home buyers with limited savings. 80m 2. 2. Start with a new home from a trusted builder today! A house and land package is a great option for first-time buyers looking to enter the property market. There has been a $10,000 First Home Owners Grant (FHOG) available in Victoria since 1 July 2013 for first-timers who buy or build a new house or unit that is valued at $750,000 or less. Sort: Most relevant. Finding the perfect house and land package in Melbourne’s west can be challenging. Great value, great stamp duty savings. Roberts Farm Estate is located in Munno Para, a northern suburb of Adelaide, South Australia With space to breathe and endless things…. Looking for a House and Land package? Find our listings here and sort by Location, Estate, House size, House Price to get started. 2. Step 3: Our sales team will help you find the right estate and lot for you and your family, considering factors such as schools, transport and amenities. House & land packages. And with Statesman Homes' 25-year structural guarantee on new homes, your. Because the first home buyer duty exemption is available when the dutiable value of the property is $600,000 or less, David will not pay any duty. This is not an exhaustive list and we are able to secure your preferred lot wherever land is available. Take your first step towards your dream home - Talk to us today!There are two components of a house and land package loan. A house and land package removes many of the complicated aspects of a new home build – finding land, choosing a design and budgeting for expenses – without sacrificing the end results. Our building partners are ready to bring your dream home and connected community to life. We have options for impaired credit / default clients. House and land packages in Melbourne, Australia are a type of real estate property purchase where the buyer buys a specified block of land together with a house design. com. The loans can be arranged separately, but are usually bundled together. At Homebuyers Centre, we’re committed to helping Australians own their first home. 40158 Brookfield Boulevard. A guarantor is the best option for first-home buyer loans with no deposit. Book a consultation with one of our New Home Consultants or call us on: Call 1800 Fairhaven (1800 324 742) Call Sales (0400 660 960) First Name*. Although a few variables depending on what inclusions you want in your home, the price of the house and land will be great starting point for you. Woodards Camberwell. Home buyers concessions. Find house and land packages in South East Melbourne, VIC. 2312 Campi Lane, Clyde North, Vic 3978. First home buyers . House and Land Packages Charlemont, VIC - Homebuyers Centre. The Urban Development Institute of Australia’s (UDIA) 2021 State of the Land Report found land prices per square meter had decreased in 2020. As one of Perth’s most experienced home builders, we’ve done all the hard work for you, matching the best blocks with their ideal home design. The Stockland Sale is now on! $10K First Home Buyer Deposit~. Arden’s House and Land range offers unrivaled value featuring superior standard inclusions, built in Melbourne's most popular estates. Browse our house and land packages below or visit your nearest display centre or display home to chat to your local Stroud Homes builder. A house and land package is when a buyer secures a block of land and the construction of a home in one process but two contracts. Decide on the style of house you want by looking at a wide range of display homes, be realistic about size and the number of rooms you need, and check cost-saving options in terms of fittings. In addition, the First Home Buyer Duty Exemption or Concession offers a one-off stamp duty exemption for homes valued up to $600,000 and a concessional rate for properties valued between $601,000 and $750,000. Our primary goal is to be able to offer all related services for First Home Buyers, Investors and SMSF Buyers under one roof. Domain has 442 House And Land Packages for Sale in Casey City - Greater Area, VIC & surrounding suburbs. The first step is to buy the land and then, of course, build the house. House & Land Packages in Bendigo Located approximately 130km north of Melbourne’s CBD, Bendigo is a vibrant regional city known for its historic architecture, culture and food scene. 30pm. Our buyers advocates help first home buyers: improve the property buying success rate to over 98%. Check out our build region map to see if Carlisle can build a home in your area. A House & Land Package otherwise called house & land bundle is basically a purchase of an allocated block of land plus a brand new Home built within that land. The programs, which allow first home buyers to purchase a property with either a 5 or 2 per cent deposit, was set to end in June. Head Office Mon – Thurs 8. Upon initial deposit for the house, based on the package, the builder begins the construction of the house. Marketers / agents for house and land packages are usually paid around $20,000 when they sell one house and land package. Call us today so we can get started on tailoring the package that’s right for you. Located under two hours from Melbourne, the Gippsland region of Victoria has been drawing homebuyers due to the beautiful local environment, generous land sizes and affordability. The first step to securing your no or low deposit house and land package in Melbourne is. Boutique Homes is pleased to have an established team of expert builders to deliver exceptional house and land packages and attractive new home build options in Melbourne’s West and its surrounding suburbs, including Werribee, Wyndham Vale, Tarneit, Truganina, Point. Melbourne Metro & Geelong. Our house and land packages comprise of single and double storey options from some of Victoria’s leading builders. Home and land packages allow. The buyer does not need to go through the process of finding a block of land and then choosing a builder. You can choose house and land packages at an affordable fixed rate and. Compare Homes ( 0 )With our home and land packages in Melbourne, you can enjoy a fantastic location and exceptional home design all for a fixed price. Firstly, you need to get pre-approval for your home loan so you can search for your new block or home with confidence about your budget. 6 from 1482 Reviews 2023 & 2022 awards winner. A Melbourne no or low deposit home loan is a perfect solution for first home buyers, those who’ve owned before and investors alike. What Does halp Specialise In? vip land estate launches for first home buyers. $80,000 Luxury Inclusions. It's a diverse suburb with good shopping and great schools. So, you can be sure your block will be in a convenient location with a. an. au, ABN: 18 118 785 121) provides factual information, general advice and services on a range of financial products as a Corporate. Get directions -32. Financing for a house and land package usually consists of two steps: buying the land then building the house. Our range of House and Land packages includes solutions for all budgets and lifestyle needs,. From spacious and modern three-bedroom, two-bathroom homes with all the inclusions, to architecturally designed two-bedroom one-bathroom townhouses and apartments, our affordable house and land. It then applies a sliding scale to properties valued between $600,000 and $750,000. House and land packages Melbourne. The HomeBuilder Grant is a nationwide stimulus package that has been formulated in response to the hardships arising from COVID-19. Footer. Check out our range of homes. Financing a house and land package is usually a two step process. Finance your house and land package with a no deposit construction home loan. To ensure the smoothest process possible, our Resolve Finance specialists work alongside your New Homes Consultant. For new homes, the property value cannot exceed $750,000. Trevor Carll. First-home buyers can reduce the amount of stamp duty they pay, or avoid it altogether, if their property value falls under a certain threshold. Last updated: 20 October 2023. Home > House and land. Darren Walters has been in the property and finance industries for. If you are looking for new and duplex house and land packages under $300k, $350k $400k, $500k in Melbourne, Victoria then Contact us. Get Pre-Qualified For A House And Land Package in Melbourne Today. Freedom by Metricon. Discover the inclusions that come with the quoted price. So we have tailor made our service to provide a one stop shop for first home buyers, helping you arrange your finance and taking you through the entire buying process to choose the perfect house and land package that will tick all your boxes and. And yes, some super premium house and land packages or old stocks which no one is buying could be paying higher commissions of around between $40-60k, but these are the minority 2-5% (depending in location). Details. Second-home buyer: 10% deposit You have to pay for stamp duty and conveyancing. Find new homes, house and land packages for sale across Australia. Last chance to purchase in SM for under $600k! Approx. House and Land Packages Melbourne. HOUSE AND LAND PACKAGES. $524,520. Like much of Melbourne’s middle ring of eastern suburbs, Box Hill, 14 kilometres east of the city centre, has become much sought-after by Asian and international buyers. We've built over 10,000 homes and have 17 years of experience. House and land packages for first home buyers in Melbourne involve the land and home being sold together. Here at No1 Property Guide, we have access to some of the most prestigious estates and new developments in the state. While tourists might flock to it for its Open Range Zoo or the amazing Werribee Park, with its mansion, day spa and Shadowfax Winery, residents like its prime shopping, plentiful schools, parks and easy beach access. Prices for these 40 exclusive house and land packages under $400,000 start as low as $295,000 with the First Home Owners’ Grant. For Australia buyers, this reveals the combined price of home and land from the outset. “Various concessions make house and land packages a particularly appealing option for first time buyers,” he said. Under the HGS, home buyers can buy a residential property, including: an existing house, townhouse or apartment ; a house and land package ; land and a separate contract to build a home ; an off-the-plan apartment or townhouse. House and Land Packages in Officer . Kevin and Ashleigh are First Home Buyers in Melbourne’s South East – they built their new home in late 2017 and within months. Take direct flights to Melbourne from Wynyard airport. Below you will find the current VIC Stamp Duty Parameters for an Investment purchase for contracts entered into on or after 6 May 2008: Dutiable Value Range. $938,900. Officer. The Stockland Sale is now on! $10K First Home Buyer Deposit~. We offer our No or Low Deposit South East Melbourne House and Land Packages in the below areas. People building for the first time can benefit from a house and land package as it provides a clear idea of the total cost of building a home on a specific block of land. Renovations cannot exceed $150,000 and pre-renovation house value can’t. We're a multi award-winning home builder in Melbourne with a range of affordable home designs and home & land packages. In NSW, the grant amount is $10,000 to buy a new home of up to $600,000 or to build a. Contact Agent. 4 per cent to $599,950 annually, according to Ms Conisbee. $739,900. Step1. Get started today with only $5k* and Metricon's exclusive savings plan. > $25,000 – $130,000. House & Land. From schools, to shopping and parklands there’s something for everyone in Wollert, At G. Best Suburbs to Invest in Melbourne 2023. Stamp Duty Rates For Buying A Non-Principal Place Of Residence. Our fixed prices come with everything you need to create your ideal lifestyle. From $603 per week*. The first is to buy your block of land and to build your chosen home. $463,520. This means you’ll draw down an agreed upon. All that’s left for you to do is choose your favourite. Speak to. First Home Buyers House and Land Packages in Melbourne Overview. Our Perth house and land packages are cheaper than renting – from as little as $389 a week, you can own your home! Clear Filters. House and land packages can have a number of advantages for first home buyers, including potential stamp duty savings, the possibility of access to the First Home Owner Grant or other government incentives, and the opportunity to build and customise a. You can choose house and land packages at an affordable fixed rate and eliminate the surprise of additional costs. its not so much that apartments are bad choice but why the hell most of the apartments are tiny, under 60 sqm shoeboxes. Please contact our sales team for more information. 3. 367 Properties. House and Land Packages Greenvale, VIC - Homebuyers Centre. Victorian Homebuyer Fund. With home designs ranging from 16 to 40 squares, our New Living range offers beautiful new homes that you can move into straightaway. First home buyers might also be eligible for a stamp duty. From Ballarat to Bendigo and Echuca to Melbourne, we’ll help you find the right location and home for your needs. Whether you’re a first home buyer, a next-home buyer, an empty-nester looking to downsize,. Choose a house and land package to suit your lifestyle & budget. House and land packages Melbourne are a great way to purchase a home in Melbourne. Take your first step towards your dream home - Talk to us today! There are two components of a house and land package loan. Our packages include Developer Guidelines, Bal 12. Imagine if Luke, a first home buyer, buys a block of land for $500,000 and builds a $650,000 home on it. Build your dream family home! Includes our huge list of standard inclusions. Explore our house and land packages. Download Product Sheet. Why rent when you can own your own home from just $495 a week. Thornhill Park VIC 3335. Explore new and off the plan house and land packages for sale in Melbourne VIC. Potential tenants are also more likely to choose brand new house and land properties in up-and-coming areas. $585K PLUS. For Sale $499,900; For Sale Complete turnkey – nice and easy! Just turn the key and move straight in, Werribee, 3030. Contact Us. So, although you may be building your first home, we have built many. 2 bedroom townhouses for sale. We can tailor a house and land package to meet your budget, timeframe, and land and house size. 02 9607 9554; Knock Down Rebuild. There is plenty for the family to enjoy with nearby Casey Indoor Leisure Complex and Casey Recreational Centre offering a. And there’s a range of benefits to buying a home this. iBuildNew helps match you with the right builders that meet your requirements. Traditional, family-sized homes & lots surrounded by parklands. au Metricon’s house designs are categorised to make it easier to find your dream home. Applicants must be older than 18 and an Australia citizen, and the property must be valued at $750,000 or less. Plus, we offer a range of optional. 100% For Sale; Property Cities. Please call us to schedule a consultation at 1800 770 780. The duty concession applies where the dutiable value is more than $600,000 but not more than $750,000. Our house and land packages include house designs that are stylish, contemporary, and on-trend. 167m 2. Thornhill Park VIC 3335. 2 . However, now FIRB charges an application fee to all foreign investors who want to buy land or property in Australia. com. The package includes the home, land, and any necessary permits or licenses. Brewsters Property Group specialises in making buying property off-the-plan easy for home buyers and investors. A 20 per cent deposit on the median Sydney house is almost $293,000, and for Melbourne it is more than $205,000. March 25, 2023 As the name suggests, home and land packages merge home and land loans into one package to give an effective way to get the best property that suits your. Terms & Conditions apply. Lot 43 Proposed Road, Gledswood Hills, NSW 2557. Whether you’re after a 2, 3, or 4-bedroom. $575,000 or less where the contract was entered into on or before 14 June 2023. Voilà! Once your house is built it's ready for you to make it a home. com. More Info. Located under two hours from Melbourne, the Gippsland region of Victoria has been drawing homebuyers due to the beautiful local environment, generous land sizes and affordability. Discover Land for Sale and House & Land Packages in Melbourne and Beyond. Send Email Property Types. Properties with a dutiable value of $600,000 or less can receive the first home buyer duty exemption; Properties with a dutiable value of $600,001 to $750,000 can receive the first home buyer duty. Menu. au. Local town.